Phase 1 · Regulatory Questionnaire
Select jurisdiction, review applicable Acts, answer controls, and generate red/amber/green readiness cards
Questionnaire SetupDemo mode
Applicable Acts & GuidanceAuto-filtered
Regulatory QuestionnaireAnswer all controls
System Perspective · Connected ACAI EvidenceLive from this demo state
Outstanding View · What Needs To Be DonePriority actions
Agents Running
9
0 paused · 0 error
↑ +2 this week
AML Alerts Today
847
↓ 81 escalated to human
90.4% auto-triaged
SAR Drafts Pending
12
3 awaiting CCO sign-off
Avg 4.2h draft time
HITL Queue
4
Oldest: 38 min
SLA: 2h remaining
Policy Violations
0
Last 24h · 127 checks passed
↑ Clean run
Agent Network · Live Topology
All systems nominal
Orchestrator
Control Tower
AML Triage
Running
KYC/CDD
Running
RegChange
Running
MAS 610
Running
SAR Draft
Running
Sanctions
Running
AART
⚡ Probing
Policy Watch
Running
Live Alerts4 open
ACAI MaturityL3 — Governed
Overall maturity score across 9 domains
Ad hoc L162% → L3Autonomous L5
D1 68%
D2 71%
D3 55%
D4 60%
D5 75%
D9 42%
Chain-of-Thought · Recent Traces
Policy Engine · Runtime Checks127 passed today
Agent Registry · Non-Human Identity (NHI) Ledger
Every autonomous process — unique UUID, scoped permissions, quarterly APR calendar
Active Agents
9
0 paused · 0 error
Tier Distribution
3/5/1
Low / Med / High risk
Next APR
14d
AML-001 · June 30
Shadow AI Found
3
Census: 2 days ago
Agent InventoryNHI Model Active
Human-in-the-Loop Queue
Decisions requiring human approval — SLA: 2 hours · SAR filings always require CCO sign-off
AML Alert Triage · Agent AML-001
Shadow mode complete · Production 100% · ≥87% alignment vs human baseline
AML-001 Running
Alerts Today
847
Incoming from TMS
Auto-closed
766
90.4% — no action needed
Escalated
81
To human review
SAR Triggered
12
Agent draft generated
Avg Confidence
91%
On closed alerts
Alert Queue
Agent Reasoning · Last Decision
Suspicious Activity Reports · Agent-Drafted
Agent drafts — Human approves and signs. SAR-001 awaiting CCO.
SAR Pipeline
SAR-2026-0047 · PreviewAgent Draft — Awaiting Review
Policy Engine · OPA/Rego Runtime
Machine-enforceable rules · Policy-as-code · Compliance-as-a-Mesh sidecar architecture
Active Policies
47
3 domains covered
Checks Today
127
0 violations
Pending Review
3
RegChange agent proposals
RAG Corpus
1,240
Regulatory documents
RegChange Agent · Policy Update Proposals3 pending Agent Senate review
Live Rego Policy — AML-POL-004 (High-Risk Jurisdiction Check)
package acai.aml
# AML-POL-004 · High-Risk Jurisdiction Check
# Author: RegChange Agent · Approved: Agent Senate 2026-03-12
# Effective: 2026-03-15 · Version: 2.1
default allow = false
high_risk_jurisdictions := {
"KP", "IR", "MM", "SY", "YE", "VU", "PW"
}
allow {
not transaction_to_high_risk
not transaction_from_high_risk
input.amount < 10000
}
allow {
not transaction_to_high_risk
not transaction_from_high_risk
input.amount >= 10000
input.cdd_level == "enhanced"
input.hitl_approved == true
}
escalate_to_hitl {
input.amount >= 10000
input.cdd_level != "enhanced"
}
transaction_to_high_risk {
high_risk_jurisdictions[input.beneficiary_country]
}
# Hallucination guard: all regulatory citations must reference
# authoritative corpus entry. Novel interpretations → HITL always.
# Corpus ref: MAS_NOTICE_626_2023_PARA_4.2, FATF_REC10_2023
Observability · Compliance Flight Recorder
Chain-of-Thought traces · Drift detection · Circuit breakers · OpenTelemetry
CFR Status
LIVE
30-min rolling window active
Traces Captured
4,821
Last 24h · All agents
Drift Alerts
1
AML-001 · FPR +1.8%
Circuit Breakers
0
All below threshold
Full CoT Log StreamLive
Agent KPI Monitor
Drift Detector · AML-001⚠ 1 signal
AML-001 FPR has drifted +1.8% from validated baseline over 14 days. Within acceptable threshold (±3%). Monitoring elevated.
Baseline FPR
7.2%
Current FPR
9.0%
Drift: +1.8% / Threshold: ±3.0%
Glass Box Lineage · Agent-to-Agent Call Graph
End-to-end orchestration lineage, heartbeat health, AZ resilience plan, and BCP runbook state
Service Health
8/9
Agents healthy heartbeat
At-Risk Links
1
1 high latency hop
AZ Plan
Active-Active
SG-AZ1 / SG-AZ2
BCP Readiness
92%
Last drill: 19 days ago
Agent Call Lineage MapReal-time topology
Heartbeat & Health Check5s ping interval
Availability Zone (AZ) PlanTier-1 resilient
Business Continuity (BCP) PlanFailover runbook
ACAI Domains Dashboard · D1-D9
Operational · Tactical · Strategic rings · Evidence freshness · Regulator mapping
Overall Maturity
62%
L3 Governed trajectory
At-Risk Domains
3
D3, D8, D9 below 60%
Strategic Ring
56%
Quarterly governance capability
Evidence Freshness
67%
Latest pack under 7 days
Control Breaches
2
Action owners assigned
Domain Control Posture9 domains · 3-ring scoring
Evidence MatrixExam-readiness by domain
Regulatory Coverage HeatmapMAS · EU · NIST · BNM
90-Day Agentic Compliance Sprint
Executing ACAI v2 implementation · DBS Singapore · Started 2026-04-01
Day 14 of 90
15.5% complete
ACAI Framework
Embedded framework reference view